Features
Everything Fulus does
Explained in plain terms. No jargon.
Automatic bill detection
Connect your bank and Fulus finds every recurring charge. Subscriptions, utilities, insurance, loan payments — all detected within hours. No manual entry required.
Works with any bank or credit union that supports Plaid.
Reminders before it matters
Get notified by email, SMS, or push before each bill is due. Set your preferred timing per bill — one day ahead, three days, a week. Customize per bill so you only hear about what you need to.
SMS and push notifications available on the Premium plan.
AI financial coach
Ask Fulus anything about your money in plain English. "What did I spend on subscriptions last month?" or "When is my next electric bill due?" The AI pulls from your actual data and gives you a direct answer.
Free plan includes 5 questions per day. Premium is unlimited.
Debt paid off faster
Enter your balances and interest rates. Fulus builds a payoff plan using either the snowball method (smallest balance first) or avalanche method (highest interest first). You get a timeline, monthly targets, and total interest saved.
Full debt optimizer available on Premium.
Cash flow you can see
A 30-day projected balance based on your income schedule and upcoming bills. See exactly when your balance will dip and by how much, so you can plan around it.
30-day forecast available on all plans.
Works for families too
Add household members to a shared dashboard for joint bills like rent and utilities. Each person keeps their own login and their individual spending stays private unless they choose to share it.
Available on the Premium plan. Each member gets their own view.