Every feature you need. Nothing you don't.
Fulus combines bill tracking, negotiation, forecasting, and AI intelligence in one powerful platform. Here's everything under the hood.
Bill Management
Never miss a payment or overpay again
AI Bill Auto-Detection
Our AI scans your bank transactions and automatically identifies every recurring bill, subscription, and payment. New charges are flagged instantly.
Due Date Tracking & Reminders
Never miss a payment. Get push notifications, email, and SMS reminders before every bill is due. Customize timing per bill.
Bill Pay Integration
Pay bills directly from Fulus. Schedule one-time or recurring payments. Auto-pay with smart timing to maximize your float.
Bill History & Analytics
See how every bill has changed over time. Catch price creep instantly. Know exactly what you're spending on recurring costs.
Money Savings
Keep more of what you earn
AI Bill Negotiation
Our AI contacts your service providers and negotiates lower rates on cable, internet, phone, and insurance bills. Average savings: $30-50/month.
Subscription Manager
See every subscription in one place. Find ones you forgot about. Cancel directly from Fulus with one click.
Overdraft Prevention
We analyze your upcoming bills against your balance and alert you before a payment would overdraft your account. Save $35 per prevented overdraft.
Price Drop Alerts
When a provider lowers their rates or offers promotions, we notify you immediately so you can lock in the savings.
Financial Intelligence
See your complete financial picture
Cash Flow Forecasting
See exactly when money comes in and goes out for the next 30, 60, or 90 days. Plan spending with confidence. Never be surprised.
Debt Payoff Planner
Enter your debts and our AI creates a custom payoff plan. Choose snowball (smallest first) or avalanche (highest interest first) strategies.
AI Financial Assistant
Ask anything in plain English. 'What did I spend on food last month?' 'How much are my subscriptions?' 'When is my electric bill due?'
Spending Insights
Automatic categorization of every transaction. Weekly and monthly reports. Unusual spending alerts. Know where every dollar goes.
Family & Business
Scale to fit your life
Family Sharing
Add up to 5 household members. Share a joint bill dashboard while keeping individual spending private. Split bills effortlessly.
Business Expense Tracking
Automatically categorize business vs. personal expenses. Flag tax-deductible charges. Generate quarterly estimates.
Accountant Export
Export transaction data, expense reports, and tax summaries in CSV or PDF format. Share directly with your accountant or tax preparer.
Multi-Entity Support
Run a side hustle and a main business? Track bills and expenses separately for each entity from one account.
Ready to see it in action?
Sign up free and start tracking your bills in 60 seconds.